Accounts
Checking
With our complete selection of checking accounts, you're sure to find a match for your lifestyle and financial needs. Plus, keep in mind that all of our checking accounts are eligible for FREE Online Banking, Online Bill Payment and Visa Debit/ATM card available with all checking accounts.
FREE Gold Dust Checking
- 0.50% APY* on balance up to $25,000. if qualifications are met.
- 0.20% APY* on balance above $25,000. if qualifications are met.
- 0.05% APY* on entire balance if qualifications are not met
- Reimburse up to $10.00 in ATM fees** per statement cycle
- Account automatically qualifies for the first statement cycle
Monthly Qualifications
- Minimum of 12 debit card purchases (ATM usage does not count towards the 12 purchases)
- 1 direct deposit transfer or automatic payment
- Receive your monthly account statement with image of checks electronically
*Annual percentage yield.
*Rates are variable and subject to change at any time without notice.
**ATM Fees up to $10.00 refunded next statement cycle if qualifications are met
***Fees may reduce earnings
FREE Personal Checking
If you want a "no-strings attached" free account, this one is for you. There are no monthly service charges, no minimum balance, and no limit to the number of checks you can write. $100.00 minimum deposit to open. Free personalized basic checks (first order only).
FREE Senior Focus® Rewards Checking
When you reach the age of 55 you've earned the right to special benefits... especially when it comes to your finances. With FREE Senior Focus® Rewards Checking, with no minimum balance and no monthly services charges enjoy, free cashier's checks, money orders, free personalized basic checks (first order) and images of your checks with each monthly statement. Visa® Debit/ATM Cards are also available, and, get a free 2x5 safe deposit box.**
**based on availability
NOW Checking
Our NOW Account* offers the flexibility of unlimited check writing along with a premium interest rate! Just maintain a minimum balance of $1000.00 to avoid the $5.00 fee, and you can enjoy all of the benefits of a Checking account at a competitive rate. $1000.00 minimum deposit to open.
- Unlimited check writing
- Interest compounded and paid monthly
- Check images returned
- Monthly detailed statement
- Fee is $5.00 for being below the minimum
*The interest rates may change after account opening, fees could reduce earnings.
Free services when you open any checking account:
- FREE Online Banking
- FREE Bill Pay
- FREE Monthly Statement with images of your Checks
- FREE Direct Deposit
- FREE Notary Service
- FREE VISA Debit/ATM Card
For more information contact us at 888-338-2236 or 660-338-2236.
